Payment services in the internal market
This dossier concerns payment services in the internal market. The amendments address cash provision by merchants, technical services and pass-through wallets, the definition of funds (including electronic-money tokens and asset-referenced tokens under the crypto-assets Regulation), payer permission and consent, spending limits, surcharging, currency conversion charges and ATM fees, verification of payee name against unique identifier, open banking access via interfaces, and EBA technical standards.
Procedure timeline
- Committee amendments tabled4 Dec 2023
- Plenary vote — Adopted23 Apr 2024 · On the Commission proposal and the amendments to it
- In progress — not yet concluded
Plenary votes
1 roll-call votesIn plenary, Parliament usually votes in steps: first on amendments to the text (sometimes split into parts, so Members can accept one half of a sentence and reject the other), then on the text as a whole. The “main vote” is the one that adopts or rejects the text itself. Each vote below shows exactly which step it was. How voting works →
- 23 Apr 2024Main voteAdoptedOn the Commission proposal and the amendments to itOfficial label: Proposition de la Commission et amendement · what was voted ↗511 for22 against75 abstentions97 did not voteForAgainstAbst.
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Vote data: HowTheyVote.eu (ODbL, attribution) / European Parliament · roll-call votes only
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Based on 112 past main roll-call votes on ECON-responsible procedures, Jul 2019 → 2026-07-04.
Statistical baseline from past roll-call votes; not a forecast. · roll-call votes only
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Official amendment documents
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Explore the graphMembers who amended this procedure
28 Members · by amendment countThe amendments, in full text
479 amendmentsEvery amendment as tabled — original text, proposed change and justification, with a link to the official PDF.